These days, Fraudsters and scammers are continuously barging at us on every front – from our mobile phones, to our emails, to our facebook accounts, to our bank accounts! They keep coming up with “clever” ways to get unsuspecting mobile phone and internet users to part with personal information that can lead to unauthorized access of their bank accounts.
I often get scam emails about some huge money someone died and want me to help him recover and share…bla bla bla! As some point I was receiving an average of 2-5 scam messages on my facebook inbox every single day! These guys don’t get tired! Damn!
I don’t want you my dear reader to be a victim to these endless schemes and scams.
Below are 8 rules which will help prevent this from happening to you or your loved ones.
The rules are as follows:
- Do not reply any email, text or facebook message asking you to update your Bank Information, ATM/debit card details or PIN.
- Pay special attention to the email of the
sender. Most banks use emails that are linked to their official website. Fraudsters
use fake emails that do not link to your bank’s website. Never click on
- Do not share your PIN or passwords with anyone! Yea, I know we sometimes share our bank details with a few people whom we “trust”. But it is always advisable to change passwords and PINs after they are done.
- Always delete details of financial transactions from your email, phone and computer. You never know who might see it and want to steal from you.
- Always lock and use strong passwords on your mobile phones, tablets, pc, email, etc. Let it take an extremely good hacker to successfully unlock your phone, tablet, laptop or email.
- When making payments online, always confirm that the web address/URL itself is the correct service provider’s address AND that the secure padlock icon is present.
- Keep your antivirus software updated and run complete virus scans regularly.
- When in doubt about an email, facebook message/ID or text message offering you a huge cash bonus, promo winning, account upgrade or some bogus service, quickly call your service provider’s official customer service phone line and report/confirm the message before taking any action.
Please follow these rules and you should be just fine. Be rest assured that I have your best interests at heart as my loyal reader *wink*.
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Written by Precious Nwanganga © 2014
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